They lowered my credit limit from almost $18, 000 to $4000. I have a score of 725+. When i called, they said i have bad credit report, so i pulled my report from Experian, and nothing wrong with it. So i called back, and they start giving me different excuses, i just told them to close the account. Do not trust them, they are bad, seems like they will be out of business soon... read full review »