Bank of America agreed and promised to a loan modification on our home FOUR months ago. We keep making our payments on time---the old higher payment that is---and they will NOT complete the loan paper work. When we call Bank of America we are given the run around---they have not even assigned us a representative for contact purposes!! Bank of America is evil!! Bank of America had no problem in accepting the bail-out money from the U.S. government that they used to increase their pay bonuses!!! We have been ripped off by this corporation... read full review »