About 6 months months back I was having trouble paying my cards on time. Totally my fault, I'll admit. During that 1 month of delayed (not past 30 days) payment, Chase lowered my credit line from $4500 to what I owed (about $1800), and then in addition to severely jacking up my APR (I'm at about 24% now) added a fee for doing so, putting my account over my new credit limit. Although I called and spoke to several different levels of management over a few hours, nothing was resolved and I ended up paying the fee. Fine. Life goe... read full review »