I PAID A DEBT OFF IN FULL IN SEPTEMBER OF 09. IN DECEMBER I RECEIVED NOTIFICATION THAT MY WAGES WERE BEING GARNISHED BECAUSE OF NON PYMT ON THIS SAME DEBT. WHEN I CONTACTED UCB THEY SAID THEY DIDNT RECIEVE NOTIFICATION THAT THE DEBT HAD BEEN PAID. MY QUESTION WAS WHY DIDNT YOU CONTACT YOUR CLIENT AND VERIFY THE DEBT WASNT PAID BEFORE TAKING THINGS TO COURT? WHAT TYPE OF COLLECTIONS AGENCY IS THIS? NOW I HAVE TO WAIT WEEKS TO RECIEVE A REFUND FROM A COMPANY I HAVE ALREADY PAID. read full review »