I was contacted by this company's representative about helping to modify my home mortgage. I had just been informed my work position was being down-graded which cut my income in almost half. I paid the retainer fee and the guy disapeered. Some one else eventually took my case, sent me the paperwork to fill out and send back to them. I tried many times to call them as I had questions. At first I was able to leave messages which were never answered. Then I could no longer get through to them at all. I never signed any agreement with them a... read full review »