i find it heartless that ppl indesprete times go on line to get a pay day loan and never refcieve one but instend they have money taken out of their account that they don't even have now I owe the bank have bank charges i can't even pay off thanks alot for your HELP not only this company beware of CONSUMER ADVANCE, UNIGAURD MEMEBERSHIP IT DOESN'T PAY TO DO ON LINE LOANS! read full review »