I have had this credit card for many years. My apr has always been 9.99%. Today I received my bill, my interest rate had gone up from 9.99% to 14.99. I have never been late with payments, always paid on time. I use to pay $300.00 a month now because of my higher apr it's gone up to $340.00 a month. Instead of banks charging those who make late payments, the banks have decided due to bad economic times that those who have excellent payments history have to become victims of higher Apr's without prior notification. They claim they... read full review »