I was told back in October that I was eligible for a Harship-I was trying to get a modification--at that time I rec'd the hardship which dropped my payments appox $200.00-and at that time I was told that this would be for 5 months-and I would be asked after that time if I still needed- and all that I would need to do is tell them that I still needed the relief and they would extend another months-this was told to me by Maurice of Citifinancial-well I recd a letter in Nov asking if I still needed the relief-at the time that I rec'd... read full review »