We have a mortgage that was with another mortgage company (Bank of america) that was bought by citi mortgage. We have a standing electronic withdrawl payment that is made every month on the 15th as per our agreement with citimortgage scinse my husband only gets paid once a month on the 15th.The cut off date for it being late is the 16th. EVERY MONTH from the 3rd to the 15th we get constant phone calls at all hours of the day and nite. We were assured by the company and many many supervisors we are in good standing and have NEVER been late on a... read full review »