I checked my checking acct balance and a 239.40 charged had been electronically debited. I have never heard of this company or applied for a credit card. When I did get in touch with the company I refused to give them any info. made them tell me what they had. They do not even have me in the system and that amount is not an amount that would even debit from my account(per the customer service person). I am filing a complaint with the bbb and scam busters. read full review »