They foreclosed on me and several times asked how much money I had in the bank and they would stop the foreclosure if I paid.. I did and they foreclosed the next week... Changed rates several times and lied every time I spoke to them... They are criminals !!! Beware and change your financial institute immediately. Welcome any and all input.. there was a class action lawsuit and was told if I participated I would not get out from foreclosure... they foreclosed and took the extra cash they made... read full review »