I called my account today and found my balance was -150.00. When I knew I had not over-drafted my account, I called my bank. My bank told me the 149.95 was from USA Credit Services and gave me a 1800 phone number. I called. Of course they were closed. I googled. No info. I googled the number...BAM! Scam! I was searching for payday loans like everyone else...now I am going to have to close my DAMN account AGAIN because of these crazy @#$!!! Where oh were are regulations for this type of stuff!!!?? Pissed off in the ICT!!! read full review »