On 7/22/09 I was hit by someone insured by Fred Loya Insurance. I was driving through a parking lot and a man backed out of a parking space and hit me so hard it did over $3, 000. worth of damage to my vehicle. I had to go to the ER and my medical bills are $7500. so far. Loya Insur. Co. declared they would only pay 90% and I was forced to get a lawyer for the bodily injury. The adjuster with Loya Insur., Glenn P. Johnson only offered $2, 000. Not only do I have to sue and go to court, my shoulder needs reconstructive surgery that will put me... read full review »