Summary: • First Financial lied to us about closing costs • Never disclosed excessive fees (4-points) • Stripped $19, 200 out of our equity • We suspect that our mortgage broker Gigi Klar operated without a mortgage agent license/real estate license • Notary (Rafie Sahial) misrepresented himself as a 3rd party when he is the CEO (figure 1) of the company • Notary asked us to sign with wrong date at signing • Escrow intentionally delayed sending closing statements and refund until we requested... read full review »