This company uses scare tactics, threats, and all-in-all atrocious behavior in attempts to collect a debt. They are patronizing, harassing me at my place of employment, and are in no way attempting to meet an agreement on the terms under which I am able to make payments. They have also requested my routing and account numbers over the phone, which I refuse to provide. The people at this company do not know how to effectively communicate and would do well to have someone treat them with as much disrespect as they have shown me. read full review »