Beware if you are injured on a Grand Circle Trip and have Trip Mate Insurance. In the fall of 2009, my roommate broke her leg on the Scandinavian Capitols Trip. Holland America cruise line was fantastic and supplied all medical care while absorbing all of that cost during the cruise. We alerted Grand Circle, Trip Mate and On Call prior to disembarking in Amsterdam which entailed costs and hours of emailing since there are no collect calls from the ship. Let me note that there was no GCT representative on the cruise for 122 GC travelers. All... read full review »