I signed up for the aarp secure horizons Complete choice plan 2 which states on Medicares web site "any doctor' can be used. Further, the manual states "any doctor who accepts medicare' can be used. In reality, doctors will not accept this if they are not in their ppo network. This is deceptive. When you call them to inquire, they start by telling you again you can see any doctor. When you tell them your doctor refuses to take this, they then tell you "any doctor who accepts their plan and terms'. Don't get... read full review »