I mailed a 600.00 check to harold otto in oct of 009' to go on a bus tour in witch he called to tell me it was cancelled 48 hrs before departure and did not refund my money with out threats til dec and in january my bank sends me the notice of non-sufficient funds after trying to process it twice and on jan 15 I personally went to the citzens bank and there are still non-sufficient funds read full review »