This collection agency put a $160 bill on my credit report back in 8/2009, and I have yet to figure out why. I called the 800 number below and was told that it was from an old music club account, but, I am not aware of ever receiving a bill from one. I asked them to send me something in writing, and they won't do it, they want a payment by phone which I refuse to do of course, since this bill isn't legit. Fighting with credit report company to get this removed because it's a scam! read full review »