I thought I was looking at a "platinum credit card" I thought it sounded too good to be true so I went online to check it out.. PEOPLE...PLEASE READ THE FINE PRINT.. I have been ripped off by orchard credit card by them giving me a $300 limit and by the time they instantly took their fees off the top, it left me with only a $150 limit..I lost my job and got behind and now they say I owe them $980...HOW? when MY limit was only $300. THIS FIRST PLUS PLATINUM CREDIT is just like that credit card company. AS soon as you give your credit... read full review »