My mother is 76 years old and on a fixed income with little or no money to spare. Thrive Institute called her in December 0f 2008 to sign up for their so called internet business. The sales tactics they used on her were unethical. The FBI web page on senior citizen fraud lists half the tactics they used on her. They would call her at 10pm at night and keep calling until she broke down. They got her for $3800 up front. She is trying to work with the coaches to make the best of the situation but she is 76 years old, in ill health and her... read full review »