I wish I had never gone to Citifinancial. 2006 I divorced, got the house, (3 kids), refi'd thru CF. Interest rate has gone up. Lost my job in July 2009, child support has been inconsistent...they claim they want to work with me, yet I've caught them in more lies than truths. They told me of the CHAMPS program, I've been ill informed or misinformed about it since the beginning. One person says one thing, another one gives me completely different information. I received a call yesterday from Scott, asked him about the program, wa... read full review »