Wow, I too have had the same experience with ASC...however, for me It has been on going since November of 2006! I made all of my mortgage payments to ASC via telephone. While making a payment by phone, the automated phone answering service offered advice that my adjustable rate mortgage would be adjusting upward soon as I was at the end of my ( interest only mortgage ) 2 year arm. In an effort to avoid the hike in interest rate, I followed this procedure and spoke with a rep. from ASC about possible programs. " Tiffany" explained that... read full review »