I found them through a Loan Modification company who suggested I use them to relieve some of my outstanding debts. They took my money and nothing happened. I called them repeatedly and I spoke with Ryan Foland and he said everything will be fine they are on top of it. NOTHING HAPPENED. They stopped taking my calls and I lost my home and I still owe all my debts + the late fees and interest. I filed a complaint with the FTC. PLEASE STAY AWAY FROM THEM IF DON'T WANT TO GET SCAMMED. I hoping the FTC closes them down soon. read full review »