This credit card company is really bad. First off, my daughter was given a credit card when she was 17 and even placed her real information on this card. She turned 18 and lost the card and never made any payments. I wasn't aware this was even going on until she told me later. I told her to make a payment on the card and call and report the card missing so they could replace it for her. She did. They told her they needed a higher payment then agreed to $77 and an additional $40 to replace the card. We reported the card stolen at thi... read full review »