Needing over $2, 500 in electronics I researched the 18mos interest-free Best Buy account offer. I was told that if I opened a Best Buy account I would have 18 mos interest-free to pay off my purchase. I filled out the application in-store. At no point was I ever informed that I was NOT opening a line of credit with Best-Buy, or I NEVER would have opened the account. I was opening an account with HSBC Retail Services that has limited banking hours only avail by phone. I wanted to pay off the balance in person using my savings account which I... read full review »