After my husband was laid off in Nov. I immediately applied for NJFamilycare. Familycare contacted us in Dec. and could not enroll my 6 mo. old daughter without a termination letter from the insurance company. My husband called CIGNA to find out the details on receiving the term letter. However, the associate at CIGNA told him that my daughter's policy was still active and we were to be given thirty days notice before her policy was canceled. On January19, 2010 I took my daughter to her doctor's appointment. The doctor's office... read full review »