I have had 2 mortgages with Provident Funding over the past 10 years. I have never been late. In fact I have never been late on ANY payment of any kind in my life! I mailed my 1/2010 mortgage payment on 1/7/2010. On the evening of 1/20/2010 I got a call from Provident Funding indicating that they had not received my payment. They tried to convince me to make a telephone payment right the and there. I told them I didn't feel confortable until I verified with my bank that the check had not cleared. I went to my bank the next morning and the... read full review »