We submitted our loan modification back in may 2009, and to this date always rejected without a logical reason why?, and we really tried to work that out with them, we loss 50% of our income, and we have kids, and we have to move out of the house that we paid the mortgage for over 7 years, we just received a auction date set for 2/12/10 in two weeks, while we are in modification process, what a garbage bank is wells Fargo, all of these modification are an scam guided by government to cool off the heat of last year so they can buy time for the... read full review »