Got this card going into college. Started to use it exclusively for my purchases, never went over my limit, always paid off my balance in full on a monthly basis, and built up a pretty good credit history. I was vigilant about protecting my account to make sure there were no false charges, so I would check my online statement almost on a daily basis to double check that the charges were correct. I used the card for years without any problems. Then, late summer 2009, I noticed a $300 hotel charge on my online statement that I did not make... read full review »