They say they"ve aproved you for a loan, and if you credit is not so good they give you insurance option to cover your loan.You not knowing its a scham, agree to pay a certain amount for your loan 800 to 2, 000 dollars, send them a voided check for them to get the funds out of your acct. and you get no loan and they've taken your money and information about you... DO NOT AGREE ON LOANS WERE YOU HAVE TO PAY FOR INSURANCE FOR A LOAN...THEY ARE SCHAMS . PLEASE HANGE UP IF ANYONE FROM ' FIRST CREDIT LENDING ' SAYS YOU APROVED FOR A LOAN... read full review »