Before I bought Greendot gift card I was under the impression that I could reload it easily online and not have to pay 5 dollars fee to load it, nor the monthly fee Hi: I am looking for a gift card for a family member which I can 1 Quickly load from a checking/banking/credit/paypal account 2 Cannot be overdrawn 3 Loading fees are at a minimum 4 No or little monthly charge 5 Useable at many ATMs at minimum fee. 6 Low or no interest rate Do you have something like that? Sincerely, jc read full review »