Ocwen has no intention of working with any loan modification programs. They are holding out to see if the Federal government will come up with solutions more financially beneficial to them. If you live in a state where OCWEN cannot come after you after foreclosure and you are upside down in the equity of your home, you need to realistically sit down and consider STRATEGIC FORECLOSURE. If you are more than 10% underwater, it will take you 10-68 years just to recover to the equity you had in your loan before the Big Recession hit. Do the... read full review »