Wachovia bank allowed us to pay two major bills and shortly afterward the same day charged us a 35 fee five times over on purchases that were made five days earlier but just happened to be collected on the same day after I paid my bills. The result was 245.00 in fees for five purchases totally only 45 dollars and a lecture on how we should have balance our checkbook better. If you swipe your card or authorize a purchase then that money should be held until collected. That means that your balance and available balance are two entirely different things. Why would the customer be penalized because some merchants collect latter than others? read full review »