Our contract was for them to lower our home mortgage due to Country Wide charging to much interest and we had not been late or we had not missed a payment. They advised us to miss 6 months of payments so they could re-finance our home. Well they did not do this now our home is in a Short Sell so we don't go in to foreclosure and it still may. We sent a notice of cancellation due to us paying them about 2000.00 dollars but of course we have not heard a word from them. We are now living in an apartment and waiting for our Short Sell to go thru and hoping our home does not go into foreclosure. read full review »