I filed my taxes with Liberty Tax Service because of the advertisied RAL, I relize that these loans are a rip off to begin with but I was in desperate need of cash, Liberty charge around $500.00 to do a simple return and then I was refused the RAL because of a tax debt but when I contacted the treasurer department they said I did not have a debt, so it cost me $500.00 to do my return which I could have done for free myself and got it back in the same amount of time. I will never use Liberty again and I hope others wont as well. read full review »