In August of 2009, ARCO Optipay claims that my bank was unable to process a deduction for my purchase, and they are claiming that I owe them $23.00. I went to my bank to check about this as I have overdraft on my bank account and at the time when they said that my bank did not pay them, there was plenty of money in my account. The first time they told me this story, they claimed it happened on August 13, but a charge for the same amount they claimed did not go through was put through on August 17 for the exact same amount. I have not been... read full review »