I HAD A MASTERCARD ACCOUNT FOR OVER 30 YEARS THAT WAS TIED IN WITH MY CHECKING ACCOUNT FOR OVERDRAFT PROTECTION. BofA CANCELLED THIS CARD WITHOUT MY KNOWLEDGE. ON 1/14/2010 THEY CASHED A CHECK THAT DID NOT HAVE THE FUNDS TO COVER. BofA CHARGED ME $35.00 OVERDRAFT FEES. ON 1/22/2010 THEY CHARGED ME ANOTHER $35.00 EXTENDED OVERDRAFT FEE. A TOTAL OF $70.00 HAS BEEN TAKEN FROM ME. THIS IS UNJUST AS HAD THEY NOT CANCELLED MY CARD OVERDRAFT PROTECTION WOULD HAVE TAKEN PLACE AT A LESSER FEE. WHY IS BofA ALLOWED TO CASH CHECKS THAT DO NOT HAVE THE NECESSARY FUNDS THEN CHARGE FOR DOING SO read full review »