Making Home NOT affordable should be the name of the program. I've been in contact with various people from BOA since July when I was laid-off and unable to make my mortgage payments. Finally in October I was told I qualified for the Making Home Affordable modification plan and I had to make 3 consecutive trial payments and I'd be receiving a modification packet. The 3rd trail payment was on Jan 1st and nothing came but was told when I made that payment that they were running behind and I would have to continue the "trial"... read full review »