USER REVIEWS (geminale)
First Financial Mortgage Corp.
These folks delay the process for no good reason. I had to continue to press them to move forward on my refinance. Ended up with no refinance, because the lender they chose did not honor their own appraisal. They argued the point, then gave up without demanding a second appraisal (paid by the lender or themselves). In the end I was out the appraisal fee. By the end of two months the inquiries they made to my credit report caused my rating to slip and I had to requalify at a higher rate plus points. It was delay after delay with these people. read full review »
Fifth Third Bank
Applied for a mortgage with them and paid for an appraisal. They refused to honor the appraisal (by one of their approved appraisers) and said my home was valued at 30% less than the appraisal, and in a declining market, which is not borne out by average home values in my area for the last 6-9 months.
I am self employed, and am convinced that they low balled the appraisal because they won't loan to a self employed individual. This is discriminatory, but they got away with it by ditching their own appraisal. This from a bank that received $3, 408, 000, 000 in Tarp funds! read full review »
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