USER REVIEWS (Bruce Pott)

1104 reviews

Bank of America

Bruce Pott February 23, 2010

I am glad I ran into this site because I thought it was just Me! I have been charged hundreds of dollars in NSF charges due to manipulating of deposits and debits by B of A to maximize NSF charges. The tactics they employed were criminal in my opinion. Tactic #1, over a three day period they would debit the largest charge first to put my account in the negative and then charge small debits as NSF when the larger debit actually occurred two days after the smaller debits. This allowed them to charge 4 or 5 $35.00 NSF charges that would NOT have... read full review »

Filled under: Business & Finances Location: United States

1 review

Credit Answers

Bruce Pott February 1, 2010

Credit Answers led me to believe that they would negotiate with three credit card companies on my behalf and reach settlement agreements with each of them for a % of the actual balance. During this call, which was my initial contact with Credit Answers, they claimed that with 24 payments of $xxx.xx (based on my total indebtedness), I could completely pay off all three credit cards. I asked them if this would negatively effect my credit rating in any way and was assured it would not. I was led to believe that they would be making payments on my... read full review »

Filled under: Other Location: United States