My billing date is never on the same date or week every month. I pay my bills online and because of all the moving around that I do with my job. I have no way of always knowing the due day. This month I paid a few weeks early. The bill was 66.66 and I paid 66.00 I did'nt notice the 66 cent. I cannot beleive that I was charged 39.00 dollar late charge for not paying 66 cent. I was told that they could not help me. I closed my account right there. I am asking for anyone who's had problem with sear to close their accounts. crazy interest anyway. I will be pushing my friends and family to close there account too. read full review »