These people called from a call center (phones ringing, people talking in the background) and told me I had 3 allegations and a formal complaint against me for not paying back a payday loan. I knew they had to be lying, as I do not have any outstanding payday loans. They did, however, have my SS #, my home address, my email address and they called me at my work. He tried to get me to confirm my personal info, which I refused to do, but when he realized he was getting no where with me, he started calling me sweetheart, asked if he could be my... read full review »