These people will bleed you dry and you never will get anything except a smaller savings account. The first thing they ask for is a credit card # for a check. OK understandable. An Appraiser will call you within a few days, if not hours, and you will pay $375. Next comes the hassle of submitting everything except the results of your colonoscopy. Even with a credit score of ~800 they will send your bank at least 3 Verification of Mortgage requests. In my case one for November, December, and January. Loan never closed and I am getting ready for legal action. read full review »