I a sears master card holder have come upon hard times like most of the world. Made payment a arrangement with sears for my sears card and master card on the same day with the same person on the phone. When I reviewed my bank statement after a very rude call from a collection agent in reguards to my sears master card. The arrangement went through as planned for the sears card but not for the master card. Now I'm in collections and have a bad report on my credit. No one at sears can help they say but it is there fault that the arrangement... read full review »