Does Orchard bank or the scammers that are sending me credit card applications to my JUNK MAIL really think I am stupid enough to give my personal information to them? NOT!! I have repeatedly asked to have my name removed from their mailing list and they continue to send me phony applications. I am emailing everyone I know about this scam. I advise anyone who has an account with this bank to switch to a bank they can trust. I am going to report this scam to anyone who will listen to me about these emails, such a poor way of doing business. read full review »