I recieved notice of my escrow increase, upon investigation I found out that a Wind Storm policy has been put on my account that I was not aware of by the Insurance Department of GMAC. I have spent a total of 6 hours in the last three days tring to get it through to them that in North Carolina wind coverage is included in the Home owners Policy. I have contacted 8 differant Insurance Companys and they laughed when I discribed what the Mortage Company was doing. They are tring to make me purchase a Hurricane Policy when I live closer to the... read full review »