I was a Citibank employee for 21 years and last January I had to go on disability due to degenerative disc disease. I currently have my daughter living with me due to anxiety problems, my 2 grandchildren. Also living with me I have a younger daughter in college and my wife, who has been unemployed for over a year. In an attempt to save my home from foreclosure I decided to retire and take my pension in lump sum. I contacted Hewitt Associates in December ‘09 and informed them that I wish to retire. They informed me that as long as the... read full review »