DO NOT PURCHASE CINERGY HEALTH INSURANCE!!! Consider yourself warned!!! They dont pay your healthcare providers, PEROID!. My wife needed surgical proceedures which were approved before hand by Cinergy. They didn't pay the surgeon hospital or the anesthesiologist. The total bills we now owe are over $70, 000. Thats right seventy thousand dollars!! The suregon no longer accepts Cinergy because of our case. Luckily he doesn't deny her care, now we pay him out of pocket. CINERGY PROVIDES NOTHING BUT EXCUSES! THEY CLAIMED THEY... read full review »