I have a friend that has had two ACH transfers requested from fraudulent Ally bank accounts, and succceeded in stealing near $50, 000. the second account was a new account and only 3 government agency's had the account numbers, the theif is wise and well, Ally Bank unofficially sanctions identity theft, you would be wise to contact your bank and have a permanent stop payment on any ACH transfers requested by Ally Bank, then again if you have stole someones identity, and they have a great credit rating, you can steal freely from anyones account that you can supply account numbers to if you open an ally bank account read full review »